On your podcast you mention strategies to adjust an RCP calculation. Can you elaborate?

After you review the taxpayer\’s income versus their allowable expenses for purposes of calculating the RCP, the next step is to consider allowable expenses the taxpayer could spend money on but are not currently incurring. For example, taxpayers often drop health insurance when they owe back taxes and IRS collection begins in order to free up money. Their thinking is that they need to show more money available to do a deal with the IRS.

It is the exact opposite: the less money they show the easier it is to strike a deal.

Instead of trying to free up extra cash each month, they should get the necessary health insurance and spend the money. The closer they can get the excess monthly income to zero the better, as it will be easier to obtain an Offer.